“Life assurance can be tailored to suit all. It offers peace of mind to individuals and their beneficiaries”
Types of Assurance Offered
- Term Assurance/Mortgage Protection
- Serious Illness Cover
- Inheritance Plan
- Keyman Insurance
- Directorship/Partnership Insurance
Why would I need cover and what type of cover do I need?
Life assurance products will help you to prepare for eventualities in life. Life Cover can be used to secure your mortgage with the bank or building society or provide a lump sum payment to your beneficiaries when it’s needed most.
Serious Illness Cover provides a lump sum payment on the diagnosis and certification of a prescribed serious illness. Due to an accident or illness, you may be disabled and unable to work. We can provide the cover to ease any financial burden you may experience due to your disability. See further information here.
Whole of Life Cover can provide family protection, protection of your estate and business protection planning. Inheritance tax, protects relatives from any tax due from your estate upon your death.
For the self employed Life cover can also be used to ensure the financial survival of your business in the event of the death of a director or key employee (Keyman Insurance). There are tax incentives to certain life products which can be tailored to suit all.